MEET THE TEAM


Our loan officers are here to guide you toward the simplest, most efficient home options and solutions.
 

Heather Belair

VP, Retail Client Experience Officer
hbelair@baystatesavings.com
508-890-9085
NMLS# 416997

 

28 Franklin Street
Worcester, MA 01608

Joe Ewing
Residential Relationship Originator
jewing@baystatesavings.com
508-890-8979
NMLS# 408567

 

628 Main Street
Holden, MA 01520

Cherie Gilley
Virtual Client Experience Manager
cgilley@baystatesavings.com
508-890-8994
NMLS# 1846005

 

123 Auburn Street
Auburn, MA 01501

 

Jeff Locke
SVP, Market Manager
jlocke@baystatesavings.com
508-890-9628
NMLS# 408574

 

799 Grafton Street
Worcester, MA 01604

 

 

 

Angela Maher
VP, Market Manager
amaher@baystatesavings.com
508-890-9629
NMLS# 882774

 

628 Main Street
Holden, MA 01520

 

 

Cheryl Nedoroscik
Client Experience Manager
cnedoroscik@baystatesavings.com
508-890-8979
NMLS# 1409886

 

628 Main Street
Holden, MA 01
520

Emily Perry
Client Experience Manager
eperry@baystatesavings.com
508-890-8938
NMLS# 2309479

 

378 Burncoat Street
Worcester, MA 016
06

Zachary Silverman
VP, Banking Center Officer
zsilverman@baystatesavings.com
508-890-8957
NMLS# 530845

 

275 Mill Street
Worcester, MA 01602

 

 

Kathleen Sivret
Banking Center Officer
ksivret@baystatesavings.com
508-890-8993
NMLS# 1252183

123 Auburn Street
Auburn, MA 01501

Patricia Smith
VP, Banking Center Officer

psmith@baystatesavings.com
508-890-8925
NMLS# 500268

 

378 Burncoat Street
Worcester, MA 01606

&

628 Main Street
Holden, MA 01520

Michelle Swiderski
Banking Center Officer
mswiderski@baystatesavings.com
508-890-8959
NMLS# 1752585

275 Mill Street
Worcester, MA 01602

Joseph Tonelli
Client Experience Manager
jtonelli@baystatesavings.com
508-890-8959
NMLS# 1222916

 

28 Franklin Street
Worcester, MA 016
08