MEET THE TEAM
Our loan officers are here to guide you toward the simplest, most efficient home options and solutions.
Heather Belair
VP, Retail Client Experience Officer
hbelair@baystatesavings.com
508-890-9085
NMLS# 416997
28 Franklin Street
Worcester, MA 01608
Joe Ewing
Residential Relationship Originator
jewing@baystatesavings.com
508-890-8979
NMLS# 408567
628 Main Street
Holden, MA 01520
Cherie Gilley
Virtual Client Experience Manager
cgilley@baystatesavings.com
508-890-8994
NMLS# 1846005
123 Auburn Street
Auburn, MA 01501
Helidona Gjino
Client Experience Manager
hgjino@baystatesavings.com
508-890-9629
NMLS# 1772246
799 Grafton Street
Worcester, MA 01604
Jeff Locke
SVP, Market Relationship Manager
jlocke@baystatesavings.com
508-890-9628
NMLS# 408574
799 Grafton Street
Worcester, MA 01604
Cheryl Nedoroscik
Client Experience Manager
cnedoroscik@baystatesavings.com
508-890-8979
NMLS# 1409886
628 Main Street
Holden, MA 01520
Emily Perry
Client Experience Manager
eperry@baystatesavings.com
508-890-8938
NMLS# 2309479
378 Burncoat Street
Worcester, MA 01606
Zachary Silverman
VP, Market Relationship Manager
zsilverman@baystatesavings.com
508-890-8957
NMLS# 530845
275 Mill Street
Worcester, MA 01602
Kathleen Sivret
Market Relationship Manager
ksivret@baystatesavings.com
508-890-8993
NMLS# 1252183
123 Auburn Street
Auburn, MA 01501
Patricia Smith
VP, Market Relationship Manager
psmith@baystatesavings.com
508-890-8925
NMLS# 500268
378 Burncoat Street
Worcester, MA 01606
&
628 Main Street
Holden, MA 01520