**Interest Rate & Annual Percentage Rate (APR) valid as of 3/30/2026. At a 6.125% interest rate, the APR for this loan type is 6.272%. The monthly payment schedule would be: 359 payments of $5,059.88 at an interest rate of 6.125%, and 1 payment of $5,056.24 at an interest rate of 6.125%. This payment schedule is based on a $832,750 loan on a $1,045,900 (assumes a 20% down payment.) Loan purpose must be to purchase, or no cash-out refinance, a single-family dwelling that will serve as the borrower’s primary residence (second homes/investment properties/2-4 family properties are ineligible). Minimum 740 FICO score. Maximum LTV 80% on loan amounts up to $1,000,000 and 75% on loan amounts over $1,000,000. Loan amounts $1,000,000 or greater, or a minimum FICO score of 739 or lower, are subject to additional interest rate adjustments. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums. Maximum LTV 80% for loan amounts up to $1,000,000. Maximum LTV 75% for loan amounts greater than $1,000,000. Offer subject to credit approval, loan amount, LTV & DTI. Other terms and restrictions may apply. Offer subject to change without notice.

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